
Web3 Powered Super App
for lifestyle, finance and freedom!
Take control of your financial future with self-custody wallets, earning opportunities, and seamless spending solutions.





The only card you'll
ever need!

Recent transactions
No transactions to see
First of it's kind on-chain banking app

Everything
you need in
one platform
From earning opportunities to seamless payments, bepay provides all the tools you need to manage your crypto finances.

Self-Custody Wallet
Complete control over your crypto assets with military-grade security and multi-signature protection.
100% Private Key Ownership.Your keys, your Crypto.



Virtual Crypto Debit Card
Spend your crypto anywhere with our instant virtual debit card. No waiting. No approvals.
Instant Activation & Global Acceptance.
Instant crypto-to-fiat conversion at competitive rates.
bepay App Integration & Advanced Security.
Cashback rewards on every purchase.
Swiss IBAN Account
Multi-currency on-chain banking for seamless cross-border transfers.
CHF, EUR, USD, CNY & more.
No transfer fee.
Instant settlements.
Bank-grade security.
P2P Transactions
Send and receive money instantly with friends and family worldwide
Instant P2P transfers.
QR code payments.
Split payment options.
QR Code Payments
Pay with crypto or fiat using simple QR codes at any merchant
Fiat & crypto QR codes.
Offline payment capability.
Merchant integration.


AI Personalization
AI-powered insights and personalized financial recommendations
Smart spending insights.
Personalized investment advice.
AI agent assistance.
Maximize Your
earning potential
Multiple ways to grow your wealth with industry-leading returns and innovative earning opportunities






DeFi Yield Farming
Earn on your crypto holdings through automated DeFi strategies.
Auto-compounding, no lock-up periods
Referral Rewards
Earn Bitcoin for every friend you refer to bepay money or bepay business.
*$1000+ worth Bitcoin every month
Staking Rewards
Stake your crypto and earn passive income with flexible terms
Flexible & fixed staking options
Restaking
Maximize your rewards through restaking protocols.
Enhanced yields through restaking
Cashback Rewards
Earn cashback on every card transaction
Instant cashback on purchases
DePIN Storage & Compute
Earn by sharing your unused storage and computing power.
Monetize your hardware resources
Investment suite
Diversify your portfolio with tokenized real-world assets and traditional investments

Invest in premium real estate properties with fractional ownership using crypto
Starting from $100 minimum investment

Own physical gold through blockchain-backed tokens
Backed by physical gold reserves

Invest in company shares through tokenized equity platforms
Access to global equity markets

Diversify with government and corporate bonds as digital tokens
Fixed income opportunities

Invest in renewable energy projects and green initiatives
Sustainable investment options
Crypto meetsdaily utility

Bill Payments
Pay utilities, mobile recharge, data plans and other bills instantly

Travel Bookings
Book flights & hotels with Travala

Train tickets
Book train tickets across the world using crypto

Movie Tickets
Book your favourite movie tickets and other entertainment events

E-commerce shopping
Shop online with crypto payments

Gift Cards
Buy gift cards for popular retailers like Amazon, Uber eats, Starbucks and many more
COMPLETE
FINANCIAL
SERVICES
Banking, lending, insurance, and more - all in one comprehensive platform

Bitcoin-Backed Loans

Savings Products

Insurance Products

Cross-Border Payments

Remittance Services

DeFi Marketplace
COMPLETE
FINANCIAL SERVICES
Banking, lending, insurance, and more - all in one comprehensive platform

Bitcoin-Backed Loans

Savings Products

Insurance Products

Cross-Border Payments

Remittance Services

DeFi Marketplace
Bank-Grade Security & Compliance
Your security is our priority. We employ the highest standards of protection and comply with global financial regulations.

Security Certifications
- ISO 27001 Information Security Management
- GDPR Privacy Protection Compliance
- ISO 9001 Quality Management Systems (QMS)
- ISO 20022 Global Financial Messaging Standard

24/7 Monitoring
Real-time fraud detection and transaction monitoring

Multi-Factor Authentication
Biometric login, SMS codes, and hardware security keys

Regulatory Compliance
Licensed by FCA (UK), VASP (EU), MiCA (EU), DORA (EU), MSME (India) and MSB (USA)
End-to-End Encryption
All data is encrypted with AES-256 encryption, both at rest and in transit
Get started
Start your journey with bepay money in 3 simple steps!



Create your Wallet
Create your wallet within in one tap. Complete your KYC to get your virtual crypto debit card and Swiss IBAN. (Takes 5 min or less)


Paid for groceries!

0.0012 BTC ($102)