Build financial products. Your way.

Financial infrastructure for businesses

Launch, integrate, and scale financial experiences with bepay money's modular infrastructure. From white-label wallets and card programmes to global payments, digital assets, and embedded financial services, access the building blocks to bring your product vision to life.

Keep your brand, your customer relationships, and your product experience at the forefront while leveraging the underlying technology and selected service integrations you need to grow.

Explore B2B solutions

Built for fintechs, neobanks, financial institutions, Web3 platforms, and digital businesses

bepay money wallet app showing balance and digital assets
bepay money stablecoin card

One infra, multiple possibilities

Every business has a different vision. With bepay money, you can start with the infrastructure you need and add capabilities as your product evolves without building every technology component or sourcing every service independently.

Wallet-as-a-Service

Launch a branded, non-custodial, multi-chain wallet through APIs, SDKs, and white-label capabilities designed to integrate into your application.

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Card-as-a-Service

Bring virtual and physical card programmes to your platform through supported issuing and programme partners.

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Banking & Payment Infrastructure

Connect to partner-enabled virtual IBANs, funding routes, cross-border payments and local payouts for eligible business use cases.

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Digital Asset Services

Extend your product with supported asset purchases, sales, on/off-ramps, swaps, staking and selected Web3 integrations.

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Utility-as-a-Service

Integrate selected digital utilities, including gift cards, eSIM, bill payments, and travel-related services.

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Financial Services

Add eligible financial products such as fixed deposits, digital gold, bonds, and lending-related services through relevant providers.

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Infrastructure that fits your business

Whether you're launching a new financial product or adding capabilities to an established platform, bepay money helps you connect the technology and integrations that fit your business model.

Fintechs & Neobanks

Build branded wallet experiences, introduce supported card programmes and extend your product with selected financial services.

Payment & Forex Companies

Explore payment connectivity, account-related services, virtual IBANs and cross-border payment infrastructure for your target markets.

Web3 & Digital-Asset Platforms

Integrate wallet functionality, asset management and blockchain-enabled services into your existing ecosystem.

Financial Institutions

Integrate digital wallet and digital-asset capabilities that complement your existing products and operating framework.

Enterprises & Digital Platforms

Bring selected payments, cards, digital utilities and financial products into your customer or merchant experience.

Token & Ecosystem Projects

Explore branded wallet experiences, eligible token support and selected digital-asset capabilities to strengthen your ecosystem.

Wallet as-a-service

Your Brand. Your Wallet. Our Infrastructure.

Give your customers a wallet experience within your own application, website, or digital platform. bepay money provides the underlying wallet infrastructure, while you shape the brand, customer journey, and product proposition.

Our white-label or SDK-enabled approach is designed to help businesses integrate supported wallet functionality without building every component from the ground up.

bepay money wallet app showing balance and digital assets

Wallet Creation & Management

Create and manage wallets within your branded product experience, with supported wallet provisioning and account management functionality.

Non-Custodial, Multi-Chain Wallet

Access eligible digital assets and blockchain networks through unified wallet infrastructure designed for self-custodial use cases.

HD Wallet Infrastructure

Support hierarchical deterministic wallet functionality across eligible accounts, assets, and networks.

Social Sign-In

Simplify wallet access with supported authentication options, including Google and Apple sign-in, where configured.

Wallet Import & Recovery

Incorporate supported wallet import, access, and recovery mechanisms into the customer experience.

Fund, Send & Receive

Integrate supported wallet funding, digital-asset transfers, and receiving flows.

Asset Swaps

Connect supported same-chain and cross-chain asset conversion through relevant integrations.

Portfolio & Balances

Present supported assets, balances, and portfolio information within your application.

Transaction History & Status

Provide visibility into transaction records, statuses, and confirmations across supported activity.

Extend Beyond the Core Wallet

Depending on your product requirements, add integrations for on/off-ramps, selected blockchain interactions, and additional digital-asset services.

Card as-a-service

Bring Card Programmes to Your Platform.

Extend your financial product with virtual and physical card programmes supported by relevant issuing partners and payment networks, with branded experiences aligned to your business model and customer journey.

bepay money stablecoin white-label card

Virtual Cards

Support digital card issuance and online spending use cases within eligible programmes.

Physical Cards

Extend your offering with physical payment cards, subject to the selected programme and market.

White-Label Card Programmes

Offer card branding and programme experiences aligned with your product identity, where supported.

Flexible Funding Models

Support eligible fiat-funded programmes and stablecoin-funded arrangements where available.

Wallet-Linked Card Experiences

Connect card functionality with supported wallet and funding flows.

Card Management

Explore supported controls, spending limits, card lifecycle functionality and transaction visibility.

Digital Wallet Integrations

Access to Apple Pay and Google Pay compatibility where supported.

Business & Enterprise Use Cases

Build card propositions for eligible business, platform and high-volume use cases.

Banking & payment infra

Make Payments Part of Your Product

From account-related services to international payment flows, bepay money works with businesses to provide the integrations that fit their operating model, target markets, and payment requirements.

Allow your customers to pay in local currencies

Pay-in currencies: USD, INR, CNY, PKR, BDT, PHP, IDR, THB, SGD, MYR, HKD, VND
  1. Virtual IBANs & Account Details

    Provide eligible businesses & individuals with named virtual IBANs and account details, helping streamline incoming payments and reconciliation.

  2. Cross-Border Remittances

    Support eligible international money transfers through available payment routes, with the funding method, destination market, and payout options determined by the selected corridor.

  3. Cross-Border Business Payments

    Facilitate international business payment flows for use cases such as supplier payments, contractor payouts and other eligible commercial transactions.

  4. Funding & Collection Routes

    Connect supported funding methods and collection flows to the relevant payment infrastructure, according to provider coverage and programme requirements.

  5. Local Payouts

    Enable payouts to beneficiaries through supported local payment rails in available destination markets.

Digital asset services

Bring Digital-Asset Capabilities Into Your Product.

Build on your wallet infrastructure with selected digital-asset services that fit your customers, use case, and technical requirements.

  1. Buy & Sell Digital Assets

    Connect customers to supported digital-asset purchase and sale flows.

  2. Fiat On-Ramps & Off-Ramps

    Enable supported conversion between fiat currencies and digital assets through integrated providers, subject to market and service availability.

  3. Same-Chain & Cross-Chain Swaps

    Integrate asset conversion across supported tokens and networks through available swap infrastructure.

  4. Staking & Restaking

    Add supported staking & restaking functionality for eligible assets and blockchain networks.

  5. DeFi Integrations

    Connect selected decentralised finance services where supported by the relevant network, provider, and product configuration.

  6. Blockchain & Web3 Connectivity

    Integrate supported blockchain interactions and digital-asset functionality into your existing application or wallet experience.

bepay money conversion from USD to USDC with Transak card payment

Financial & lifestyle services

Go Beyond the Core Product.

Extend your platform with selected financial products and everyday utility services.

Financial services

  1. Digital Gold

    Offer digital gold purchase and investment experiences through eligible providers.

  2. Fixed Deposits

    Integrate fixed-deposit offerings for supported markets and eligible customers.

  3. Bonds & Investment Products

    Connect selected investment products where provider arrangements and local requirements permit.

  4. Lending-Related Services

    Integrate eligible lending services, including selected asset-backed or Bitcoin-backed lending propositions where supported.

Utility-as-a-service

  1. Bill & Utility Payments

    Integrate eligible bill-payment and utility services into your product experience.

  2. Gift Cards & Digital Vouchers

    Offer supported digital gift cards and vouchers through relevant service providers.

  3. eSIM & Digital Connectivity

    Add eSIM services for supported markets and customer use cases.

  4. Travel & Hotel Services

    Add selected travel-related services and hotel booking experiences where available.

Integrate into your existing ecosystem

Designed
to fit your product

bepay money's infrastructure proposition is designed to support integration into existing digital environments, with the final approach defined by your requirements and selected services.

Hosted Wallet Infrastructure

Build and manage your own customer-facing experience using bepay money's wallet infrastructure through APIs and supported integration interfaces. bepay money manages the underlying server hosting and backend infrastructure, allowing your team to focus on your product, frontend, and customer journey.

SDK Integration

Integrate wallet functionality into your existing application using bepay money's SDKs. Your team manages the server hosting, backend infrastructure, and deployment, while leveraging the SDK to implement supported wallet capabilities within your product.

bepay money

White-Label Wallet

Launch a fully branded wallet with a customised user interface and customer-facing experience. bepay money provides the wallet technology, hosting and underlying infrastructure, with the interface and branding tailored to your requirements.

Connected Services
& Integrations

Extend your platform by connecting selected payment providers, digital-asset services and other infrastructure components.

Why partner with bepay money?

Build Less Infrastructure. Focus More on Your Customers.

1

Modular by Design

Start with the capabilities you need and explore additional services as your product and business requirements evolve.

2

Your Brand, Your Experience

Keep your brand and customer proposition at the centre while integrating selected infrastructure into your existing product.

3

Wallet Infrastructure at the Core

Build around a foundational wallet layer, with supported capabilities and complementary services assessed for your use case.

4

Connected Service Ecosystem

Explore wallet, card, payment, digital-asset, financial, and lifestyle integrations through a coordinated infrastructure relationship.

5

Integration-Focused Approach

Align APIs, SDKs, technical requirements, and implementation pathways with your product and technology environment.

6

Managed Business Enablement

Coordinate relevant partner onboarding, compliance workflows, and operational requirements alongside the technical implementation.

A clear path to building your solution

  1. Discover

    Tell us about your business, customer base, target markets, and the product you want to build.

  2. Assess

    Identify the relevant infrastructure, service modules, technical dependencies, provider availability, and applicable regulatory considerations.

  3. Design

    Define the integration approach, product experience, selected services, and operating model.

  4. Integrate

    Coordinate the required technical work and connect the agreed capabilities to your application or platform.

  5. Test & Validate

    Review functionality, user journeys, transactions, and applicable operational and compliance requirements.

  6. Launch & Expand

    Progress to launch once the required technical, operational, and partner approvals are in place. Explore additional capabilities as your needs evolve.

Let’s discussyour business requirements

Let's build what's next

Your Vision. Our Infrastructure.

Whether you're launching a branded wallet, adding card capabilities, enabling payments, or expanding into embedded financial services, let's explore the infrastructure that fits your business.

bepay money operates through its legal entities registered across multiple jurisdictions worldwide, including Bepay Fintech Products Holding LTD (British Virgin Islands, Registration No. 2185015), bepay money Europe S.R.L. (Romania, Registration No. 52474864), IGPS Technology LLC SCO (Dubai), Bepay Fintech Inc. (United States, Registration No. 31000294520372), Bepay Technologies Private Limited (India, CIN: U62099DL2023PTC422577), and Directpay Fintech LTD (Canada, Registration No. 1001340184).

bepay money operates as a financial institution and digital asset service provider through its licensed entities and regulated partners in applicable jurisdictions. Digital asset and payment services are provided in a non-custodial capacity, leveraging public distributed ledger technologies and integrations with trusted third-party platforms and service providers. Users retain control of their digital assets at all times unless expressly stated otherwise. Cards, IBAN accounts, and other regulated banking services are issued and provided by licensed banking and regulated partners. Availability of these services is subject to jurisdiction, eligibility, regulatory approvals, and partner bank policies. bepay money maintains internationally recognized security and compliance standards, including PCI DSS, SOC 2, ISO 9001, ISO 20022, and ISO 27001, and operates under applicable registrations and regulatory frameworks, including MSB, VASP, MiCA, DORA, and DPDP, where applicable.

The information and services presented on this website are provided for informational purposes only and do not constitute financial, investment, legal, tax, or professional advice. Digital asset markets are highly volatile and involve significant risk. Users should carefully evaluate their financial circumstances before engaging in any digital asset transactions and acknowledge that they may lose the entire value of their investment.

© 2026 bepay money. All rights reserved.