Chat & Pay: Send Money to Friends as Easily as Saying "Hey!"

Chat & Pay: Send Money to Friends as Easily as Saying "Hey!"

6 November 2026 | 3 min read

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Think about the last time you tried to send crypto to a friend. A long wallet address, the need to select the right network, and that moment of hesitation before tapping "Send." One small mistake can turn a simple transfer into a stressful experience.

Sending money should feel effortless, not complicated.

That's why bepay built Chat & Pay: a simple way to send and receive money between people, without having to deal with lengthy wallet addresses every time.

Your bepay ID Is All You Need

Forget copying and pasting long wallet addresses. Every bepay user gets a simple, human-friendly bepay ID, such as yourname@bepay.

Just search for the recipient's bepay ID, enter the amount and proceed with your payment. It feels familiar, much like finding someone in your phone contacts, while reducing the need to manually enter lengthy wallet addresses.

Always check the recipient details before confirming your transaction.

Send Money to Other bepay Users in Just a Few Steps

Splitting a dinner bill, paying back a friend, helping out family or settling up with a roommate — everyday payments shouldn't involve complicated steps.

With Chat & Pay, you can find another bepay user and initiate a payment directly from the app. No need to exchange lengthy wallet addresses or switch between multiple applications.

Just find the person, enter the amount and confirm.

Prefer to Scan? Just Tap and Go

Sometimes, scanning is easier than searching.

Tap the scan icon at the top of the Chat & Pay screen and scan a supported QR code to initiate a payment. Whether you're meeting a friend or paying someone in person, QR scanning offers another convenient way to get started.

Review the payment details before confirming.

Your Recent Payments, Always Within Reach

Why search for the same person every time you need to send money?

The Recent tab keeps your previously paid contacts easily accessible. Whether you're splitting expenses regularly or sending money to family, you can quickly find people you've interacted with before.

Less searching, fewer steps and a smoother payment experience.

Manage Your Own Wallets Too

Have more than one wallet? The My Wallets tab makes it easier to switch between your own wallets and manage where your payments come from.

You can keep your wallets organised and select the appropriate wallet when initiating a transaction, all within the Chat & Pay experience.

Bring Your Friends Along

Payments become more convenient when the people you know are on the same platform.

With Invite Contacts, you can invite friends and family to join bepay. Once they're on the platform, you can connect through your bepay IDs and make future payments simpler.

It's an easy way to bring your circle closer to a more connected payment experience.

Everyday Payments, With Opportunities to Earn

Why should everyday payments only be about sending money?

Through eligible campaigns, Chat & Pay users may also have opportunities to earn reward points when making qualifying transactions.

Keep an eye on the app for available reward campaigns, eligibility requirements and applicable terms.

Why Chat & Pay Works

Because it makes digital payments feel more familiar.

You don't need to remember lengthy wallet addresses or navigate complicated steps just to send money to someone you know. Find the person, enter the amount, review the details and confirm your payment.

It's about making digital assets easier to use in everyday interactions — bringing the simplicity of familiar payments into the flexibility of a multi-chain wallet.

Open bepay money, head to Chat & Pay, and experience a simpler way to send money.

Features, supported assets, transaction availability and rewards may vary. Please check the bepay app for the latest information and applicable terms.

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